Wednesday, July 24, 2024

Understanding Different Types of Vehicle Warranties and What They Cover

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Buying a vehicle is a significant investment. Warranties offer peace of mind by protecting against unexpected repairs and expenses. There are different types of warranties available, so you need to know what they cover.

Manufacturer’s Warranty

The manufacturer’s warranty, also known as a factory warranty, comes with every new vehicle. This warranty typically covers the cost of repairs for a specific period or mileage, usually three years or 36,000 miles, whichever comes first. It includes basic coverage for parts and labor for issues that arise due to manufacturing defects or faulty materials. Be sure to ask about this warranty when you purchase a new Ford for sale.

Powertrain Warranty

A powertrain warranty focuses on the components that make the vehicle move. It covers the engine, transmission and drivetrain. This type of warranty usually lasts longer than the manufacturer’s warranty, often up to five years or 60,000 miles. Powertrain warranties protect against costly repairs to critical parts that keep the vehicle running.

Bumper-to-Bumper Warranty

The bumper-to-bumper warranty offers comprehensive coverage. It includes nearly all parts of the vehicle between the front and rear bumpers. This warranty covers electrical systems, air conditioning and major mechanical components. However, it typically excludes regular wear-and-tear items such as tires, brake pads and wiper blades. Bumper-to-bumper warranties usually last for the same duration as the manufacturer’s warranty.

Extended Warranty

A service contract, also known as an extended warranty, extends the coverage period beyond the original manufacturer’s warranty. Car buyers can purchase extended warranties from the dealership or third-party providers. These warranties vary in terms of coverage and duration, so read the fine print. Extended warranties can cover additional items like advanced electronics and high-tech features.

Corrosion Warranty

A corrosion warranty, or rust warranty, covers damage caused by rust and corrosion. This type of warranty usually lasts five to seven years and protects the vehicle’s body panels and frame against rust-through damage. However, it may not cover surface rust or cosmetic damage caused by environmental factors.

Roadside Assistance

Roadside assistance warranties provide services in case of emergencies on the road. These services include towing, flat tire changes, lockout assistance and jump-starts. Roadside assistance is often included with the manufacturer’s warranty or available as an add-on.

Emissions Warranty

An emissions warranty covers components related to the vehicle’s emissions control system. This includes parts like the catalytic converter, oxygen sensors and the exhaust manifold. Emissions warranties usually last for two years or 24,000 miles, with some components covered for longer periods.

Hybrid or Electric Vehicle Warranty

Specialized warranties cover the battery pack and related components for hybrid and electric vehicles. These warranties often extend beyond the standard powertrain warranty, sometimes lasting up to eight years or 100,000 miles. They cover the cost of repairs or replacements for the battery and electric motor, ensuring the vehicle maintains its performance and efficiency.

Exclusions and Limitations

All warranties have exclusions and limitations. Regular maintenance, such as oil changes and tire rotations, is typically not covered. Damage from accidents, misuse or neglect also falls outside warranty coverage. Understanding these exclusions helps you avoid unexpected costs and ensures proper vehicle care.

Decide What Works for You

Understanding the different types of vehicle warranties and what they cover can help you make an informed purchase. Carefully reviewing warranty details can help maximize coverage and provide peace of mind on the road.

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